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Mortgage Brokers have a selection of mortgages, not just one.: broker-course-florida-mortgage At Prospect Mortgage, we do not have a minimum loan amount, except for renovation mortgages. Those do require a $50K minimum. All mortgages must pass the various Federal and state fee compliance tests for predatory lending. Generally, loan amounts under the lower $30K’s will not pass those required tests. Regards, Rodney Mason, NMLS #151088
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Sarasota Mortgage and First Time Home Buyer Tax Credit Update Program Description: Available to first-time homebuyers (have not owned a home in the previous three years) statewide and repeat homebuyers in targeted areas. Household income limits apply and can vary depending on family size and property location. Sales Price limit – $224,500 statewide. Minimum credit score of 640 required or 660.